FXTM (ForexTime) is a globally recognised forex and CFD broker established in 2011. Regulated by multiple authorities including the FCA, CySEC, and FSCA, FXTM offers access to over 1,000 instruments across forex, commodities, metals, stocks, indices, and cryptocurrencies. This comprehensive review covers everything you need to know: regulation, account types, spreads, minimum deposits, trading platforms, and more.
1. What Is FXTM (ForexTime)?
FXTM (ForexTime) is a global online trading broker founded in 2011 in Cyprus under the Exinity Group umbrella. The broker has grown into a well-known brand that brings opportunities to financial markets to international audiences across the globe.
Key Facts: FXTM serves over 2 million clients in 150+ countries worldwide. The broker has won 45+ industry awards and was named "Best CFD Broker" at the UF AWARDS Global 2026.
Company details:
- Full name: ForexTime (FXTM)
- Founded: 2011
- Parent company: Exinity Group
- Headquarters: Cyprus
- Global presence: 150+ countries, 2M+ clients
- Office locations: Cyprus, Mauritius, United Kingdom
- Account currencies: EUR, GBP, USD, NGN
- Support languages: Arabic, English, and more
Image: FXTM logo and brand identity.
Fig 1: FXTM (ForexTime) — a globally recognised forex and CFD broker established in 2011.
2. Is FXTM Safe? — Regulation & Security
Yes, FXTM is a safe and regulated broker. It is authorised and regulated by multiple top-tier authorities, providing strong protection for client funds.
FXTM Regulatory Bodies
| Regulator | Jurisdiction | License | Protection |
|---|---|---|---|
| FCA | United Kingdom | 777911 | Up to £85,000 |
| CySEC | Cyprus (EU) | 185/12 | Investor Compensation Fund |
| FSCA | South Africa | 46614 | Segregated funds |
| FSC Mauritius | Mauritius | C113012295 | Segregated funds |
| CMA Kenya | Kenya | 135 | Segregated funds |
Client Fund Protection
FXTM offers segregated funds protection for all clients. This means client money is held in separate bank accounts, not used for the broker's operational expenses.
Negative Balance Protection
FXTM provides negative balance protection, ensuring that clients cannot lose more than their account balance. This is a critical safety feature for traders using leverage.
Safety Verdict: With a five-entity regulatory stack spanning UK, EU, South African, Mauritian and Kenyan tiers, FXTM offers one of the strongest safety frameworks in the industry. We score FXTM 8.4/10 overall.
3. FXTM Trading Platforms
FXTM offers access to industry-leading trading platforms, ensuring a seamless trading experience across all devices.
MetaTrader 4 (MT4)
MT4 is the world's most popular forex trading platform. It offers:
- Advanced charting tools with 9 timeframes
- Automated trading with Expert Advisors (EAs)
- One-click trading
- Reliability and stability
MetaTrader 5 (MT5)
MT5 is the next-generation platform with enhanced features. FXTM won "MT5 Broker of the Year" for its remarkable execution speeds and trading flexibility.
- 21 timeframes (vs 9 on MT4)
- 6 order types (vs 4 on MT4)
- Depth of Market (DoM)
- Access to stocks, commodities, and more
- Built-in economic calendar
FXTM Trader (Mobile App)
FXTM also offers the FXTM Trader proprietary mobile application for trading on the go. It provides full trading functionality with a user-friendly interface.
Platform Verdict: Both MT4 and MT5 are available with no trading restrictions — ideal for scalping, high-frequency trading, and hedging. FXTM wins our MT5 Broker of the Year award.
4. FXTM Account Types — Comparison
FXTM offers a wide range of trading accounts to suit different trading styles and budgets.
| Account Type | Min Deposit | Spreads | Commission | Leverage | Best For |
|---|---|---|---|---|---|
| Micro Account | $30 | From 1.5 pips | None | Up to 1:1000 | Beginners, risk management |
| Standard Account | $200 | From 1.5 pips | None | Up to 1:3000 | All traders |
| Advantage Account (ECN) | $200 | From 0.0 pips | Yes | Up to 1:3000 | Scalping, ECN traders |
| Islamic Account | $100 | From 1.3 pips | None | Up to 1:1000 | Swap-free trading |
Which Account Should You Choose? If you're a beginner, start with the Micro or Standard account. If you're an experienced scalper, choose the Advantage (ECN) account for raw spreads from 0.0 pips.
5. FXTM Minimum Deposit & Payment Methods
Minimum Deposit by Account Type
- Micro Account: $30 / €30
- Standard Account: $200
- Advantage (ECN) Account: $200
- Islamic Account: $100
Deposit and Withdrawal Methods
FXTM supports a wide range of payment methods:
- Credit/Debit Cards — instant deposits
- Bank Transfer — SEPA, SWIFT, local EFT
- E-wallets — Skrill, Neteller, WebMoney, Payza
- Local methods — M-Pesa, Paystack, FasaPay
- Cryptocurrency — USDT, BTC (where available)
Important: FXTM charges fees for all withdrawals. Always check the fee structure before withdrawing funds.
6. FXTM Spreads, Commissions & Trading Costs
| Cost Type | Micro Account | Standard Account | Advantage (ECN) Account |
|---|---|---|---|
| Spread (EUR/USD) | From 1.5 pips | From 1.5 pips | From 0.0 pips |
| Commission | None | None | Yes (per lot) |
| All-in Cost (EUR/USD) | ~1.5 pips | ~1.5 pips | ~0.9 pips |
| Deposit Fee | No fee | No fee | No fee |
| Withdrawal Fee | Charged | Charged | Charged |
| Inactivity Fee | Applies | Applies | Applies |
Cost Verdict: FXTM offers competitive pricing on the Advantage (ECN) account with spreads from 0.0 pips. The all-in cost on EUR/USD is approximately 0.9 pips during the London session. However, withdrawal fees are a notable drawback.
7. FXTM Leverage & Margin Requirements
FXTM offers flexible leverage depending on the account type and regulatory jurisdiction:
| Account Type | Maximum Leverage | Margin Call | Stop Out |
|---|---|---|---|
| Micro Account | Up to 1:1000 | 40% | 20% |
| Standard Account | Up to 1:3000 | 40% | 20% |
| Advantage (ECN) Account | Up to 1:3000 | 40% | 20% |
| Islamic Account | Up to 1:1000 | 40% | 20% |
Important: While high leverage can amplify profits, it also amplifies losses. 74% of retail CFD accounts lose money. Always use leverage responsibly and maintain proper risk management.
8. FXTM Pros and Cons — Summary
Pros
- Regulated by FCA, CySEC, FSCA and more
- Low minimum deposit from $30 (Micro account)
- Spreads from 0.0 pips on ECN accounts
- MT4 and MT5 platforms available
- Superb customer service and educational tools
- Daily trading webinars and extensive learning materials
- Fast digital account opening
- Negative balance protection
- Wide range of trading instruments (1,000+)
Cons
- Withdrawal fees on all withdrawals
- Inactivity fees apply
- Limited product portfolio compared to some competitors
- High stock CFD fees
- No two-step (safer) login
- Not available to US, Canadian or Australian residents
- TrustPilot rating of 3.3/5 (Average)
9. FXTM Trading Instruments
FXTM offers access to over 1,000 trading instruments across multiple asset classes:
| Asset Class | Instruments | Details |
|---|---|---|
| Forex | 60+ currency pairs | Majors, minors, and exotics including USD/ZAR |
| Indices | Major global indices | NAS100, US30, UK100, DE40, and more |
| Commodities | Metals & energy | Gold, silver, crude oil, and more |
| Stocks | 500+ stocks | Global stock CFDs |
| Cryptocurrencies | Limited options | Bitcoin, Ethereum, and more |
Instrument Verdict: FXTM's instrument catalogue sits at roughly 250 names for retail traders, which is below broader multi-asset stacks like CMC Markets (over 12,000) or IG (over 17,000). However, it covers the primary forex, indices, metals, and energy grid well.
10. FXTM Education & Research Tools
FXTM is highly regarded for its educational resources and research tools:
- Daily trading webinars — live sessions for traders of all levels
- Extensive learning materials — in video and written formats
- Market analysis — daily market updates and forecasts
- Economic calendar — built into MT5
- Demo accounts — practice with virtual funds
Education Verdict: FXTM is one of the best brokers for beginners due to its low-deposit Micro Account and wide variety of learning materials.
11. FXTM Customer Support
FXTM offers professional customer support with the following features:
- 24/5 support — available during trading hours
- Live chat — instant messaging support
- Email support — for detailed inquiries
- Phone support — in multiple languages
- Support languages: Arabic, English, and more
Support Verdict: FXTM is known for superb customer service. However, the broker is closed on Saturday and Sunday.
12. FXTM Broker Reference Table
Use this reference table to quickly find key information about FXTM (ForexTime) at a glance.
Part 1: FXTM Key Facts
Part 2: FXTM Regulation
Part 3: FXTM Account Types
| Account Type | Min Deposit | Spreads | Commission | Leverage |
|---|---|---|---|---|
| Micro | $30 | From 1.5 pips | None | Up to 1:1000 |
| Standard | $200 | From 1.5 pips | None | Up to 1:3000 |
| Advantage (ECN) | $200 | From 0.0 pips | Yes | Up to 1:3000 |
| Islamic | $100 | From 1.3 pips | None | Up to 1:1000 |
Part 4: FXTM Trading Instruments
Part 5: FXTM Fees & Costs
Part 6: FXTM Quick Checklist
13. Frequently Asked Questions (FAQ)
What is FXTM (ForexTime)?
FXTM (ForexTime) is a global forex and CFD broker established in 2011, regulated by FCA, CySEC, and FSCA, offering over 1,000 trading instruments.
Is FXTM a safe broker?
Yes, FXTM is regulated by multiple top-tier authorities including the FCA (UK) and CySEC (Cyprus), and offers client fund segregation and negative balance protection.
What is the minimum deposit for FXTM?
The minimum deposit for FXTM starts from $30 for the Micro account. Standard and Advantage (ECN) accounts require $200. Islamic accounts require $100.
What trading platforms does FXTM offer?
FXTM offers MetaTrader 4 (MT4) and MetaTrader 5 (MT5), as well as the proprietary FXTM Trader mobile app. FXTM won "MT5 Broker of the Year" for its execution speeds.
What are the spreads on FXTM?
FXTM offers spreads from 1.5 pips on Standard and Micro accounts, and from 0.0 pips on the Advantage (ECN) account.
Does FXTM charge commission?
Micro, Standard, and Islamic accounts have no commission. The Advantage (ECN) account has a commission per lot traded.
What can I trade with FXTM?
You can trade forex (60+ pairs), indices, commodities (gold, silver, oil), stocks (500+), and cryptocurrencies — over 1,000 instruments in total.
Does FXTM offer a demo account?
Yes, FXTM offers a free demo account with virtual funds for practice trading.
What is the leverage on FXTM?
Leverage varies by account type: up to 1:1000 on Micro and Islamic accounts, and up to 1:3000 on Standard and Advantage accounts.
14. Conclusion — Is FXTM the Right Broker for You?
FXTM (ForexTime) is a reliable, well-regulated broker with a strong safety framework and competitive trading conditions. With an overall score of 8.4/10, it is a solid choice for traders of all levels.
Key takeaways:
- Regulated by FCA, CySEC, FSCA and more — strong safety
- Low minimum deposit from $30 for Micro accounts
- Spreads from 0.0 pips on ECN accounts
- MT4 and MT5 platforms with no trading restrictions
- Excellent educational resources and daily webinars
- Withdrawal fees and inactivity fees apply
- Limited product portfolio compared to multi-asset brokers
Final Verdict: FXTM is best for UK, EU, MENA, and African retail traders looking for a well-regulated broker with low entry barriers and strong educational support. If you're a beginner or intermediate trader, FXTM offers an excellent balance of safety, cost, and learning resources. However, if you need access to thousands of stock CFDs, you may want to consider a multi-asset broker.
Continue your trading education — explore the guides below to deepen your understanding of forex trading.
Updated: June 2026